When an AI initiative stalls or a cloud cost overrun lands in a quarterly review, the post-mortem almost always finds the same gap: a decision that should have been made was never formalised, and when it went wrong, accountability was diffuse. This pattern is consistent...

Across financial services, government, insurance, and healthcare, the same pattern keeps surfacing. AI investments are being explored, but not yet decided on. Hyperscale cloud environments have grown without anyone committing to the current state.Different technologies, different budgets, different leadership teams. The same governance failure underneath.